Allowances: conditional or unconditional?
Friday, 10 April 2009 22:45Thanks for all the responses on my post about pocket money! (And if you would still like to respond, by all means do.)
Several of you mentioned that you had to work for your allowances, i.e. whether or not you got any, or the amount of it, depended on chores you did or similar things.
How did that work out for you? How would you do it with your children, or how would you have wished things had been when you were a child?
I can see both sides: I've heard that allowances should be a fixed thing that children can rely on and budget with, and not dependent on good behaviour or chores; on the other hand, working for money also has its rewards, as does being able to supplement a base value with additional money from chores.
As for us, our pocket money was unconditional, as best I recall. We were expected to do chores, of course, but our pocket money wasn't tied to them.
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Date: Friday, 10 April 2009 20:48 (UTC)no subject
Date: Friday, 10 April 2009 20:54 (UTC)no subject
Date: Friday, 10 April 2009 20:59 (UTC)The next year wasn't as bad, because I finished my Bat Mitzvah, although I went to Hebrew High for a year (I dropped out after that because I hated my fellow students. I was the only person there by choice, and I was sick and tired of them asking me why I was there if my parents weren't forcing me and being around miserable kids). But in High School I was working as a babysitter about 3 days a week, school 5 days a week, about 4 hours a night of homework, and I was participating in school activities.
I really didn't have time for chores. It was actually really bad for me in High School when my mother decided I was old enough to make my own breakfast and she wasn't going to wake up to do it. She was right that I was able, but waking up to do it just wasn't going to happen, so I started eating a lot less. Which was even worse for the semester I had no lunch break in school.
Anyhow, enough on that. How would I do it? I'm not sure. I'm really tempted to say that chores shouldn't be viewed as horrible things you do because you have to or are paid to. I think I want them viewed as your contribution to the family. That we're all working together to make our home run, and each person contributes what they can. I think I want to motivate a child to do chores, because they want to help keep the family happy and healthy. So, I think I wouldn't tie it to chores. I think chores are their own reward, as weird as that is. I mean, it's true as an adult. I want clean dishes, that is why I do the dishes. I want clean clothes, so I do the laundry. I think I'd want to focus on how someone has to do each of these things, and we divide it up so everyone does a bit, and what we do depends in part on what we're able to do.
And I'd want to point out that chores aren't just for kids. And that learning how to do them is really important, because eventually you'll have your own home and you'll want to be able to have clean dishes and make food and wear clean clothes and not drown in your own trash, and so forth.
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Date: Friday, 10 April 2009 21:31 (UTC)no subject
Date: Friday, 10 April 2009 21:16 (UTC)no subject
Date: Friday, 10 April 2009 21:20 (UTC)no subject
Date: Friday, 10 April 2009 21:33 (UTC)no subject
Date: Friday, 10 April 2009 22:15 (UTC)While I understand the idea of unconditional allowance to teach a child to budget money, I think I have to go with my parents' approach: I want my children to understand that they have to work to earn the things they want in all areas of life. It was a hard lesson for me to learn. I remember wanting money to buy toys, but not having any, because I hadn't done my chores. I remember wanting to play the oboe well, but practicing lazily at best [I still can't play the damn thing, and it's my own fault!]. My parents eventually took the oboe away (after warning me several times that they would, if I didn't use it, since it was a rental), and I'm sure I screamed and cried, but it was my own doing! I like that my parents held me accountable for my own actions or lack thereof. They were much stricter than any of my friends' parents growing up, but I appreciate it. I know that I have earned every single little thing I have today by myself, and I'm proud of every accomplishment.
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Date: Friday, 10 April 2009 22:17 (UTC)I told him he could have a pound for washing my car, but so far he hasn't been motivated.
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Date: Friday, 10 April 2009 23:14 (UTC)I think the work helps cement the idea that money is something to be worked for and earned, not just provided... but also that people will help you if you need it.
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Date: Friday, 10 April 2009 23:15 (UTC)no subject
Date: Saturday, 11 April 2009 00:36 (UTC)That's what happened in my family growing up. When we were younger, we did all of our chores very diligently, but as we started to get older we decided that we'd rather forego the work *and* the pay, much to the frustration of our parents.
In my opinion, children should help their families just because, not because they're getting paid to do it.
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Date: Saturday, 11 April 2009 06:58 (UTC)I agree, and I think my parents did so, too - other children I knew were paid for doing things, but my parents didn't want to do that. Apart from the interesting consequences you mention, such a system might mean that children do only those things they are being paid for and will not help with stuff that isn't part of their usual paid-for duties ("You want me to help pick up the apples? Pay me first!").
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Date: Saturday, 11 April 2009 02:55 (UTC)Of course, Amy's young enough to where she probably can't do all of that now, even with help, anyway. So I wouldn't make any supposedly "mandatory" chore something that you don't already do on a regular basis. Though I think giving her a small base amount and letting her take over certain chores for more money as she gets older might be a good way to adjust her allowance and let her take over more responsibility as she gets older.
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Date: Saturday, 11 April 2009 03:58 (UTC)I recieved $1/wk from 5th grade through 8th grade. In HS, because I was now 'grown up' *L* I recieved...a whopping $2/wk. *headdesk* My parents were CHEAP.
When I finally got a weekend job when I was 17 or thereabouts, I wasn't allowed to use my paycheck money unless I told my parents about it first. AND my mom had to be cosigner on my account because I was underage. I found out a few years later that she was stealing money from my account and calling it 'random account fees'. *headdesk*
As of now, James doesn't get an allowance and I don't see the need for him to get one. Every stray penny we find goes into his bank which is pretty full ATM. When he gets old enough to want an allowance, then we'll see how it goes. It'll probably be conditional, but IDK yet.
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Date: Saturday, 11 April 2009 07:47 (UTC)However, we had chores that no matter what, we were supposed to do. And my mom would nag until they got done. Although, I think initially, our allowance was tied to the chores. But we were pretty much required to do the chores, so we got the money. When we were older, mowing the lawn was up for grabs as a paid chore. $10 for mowing. Not a bad gig.
I think for Zoe, we're going to do it separately. She'll have chores she'll have to do, whether or not she likes it. And then she'll have an allowance each week which she can buy treats, toys, etc. with. I know for us, when we had it, we were required to save 15%. We're probably going to do something similar with Zoe, although I'm not sure how much of an impact it will make when she knows about the savings account Grandma set her up with, and what she already has.
Money and kids are tricky things to put together. They're like oil and water...don't necessarily mix until they're forced together somehow!
(And I'm sorry for this being quite rambly and non-coherent...not quite sure how to make it flow better.)
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Date: Saturday, 11 April 2009 09:44 (UTC)My parents didn't favour the idea of giving money for things that were considered duty, like chores. There was no financial reward or punishment for good or bad grades either, except at half-term or term (Zeugnisse).
To me, that makes sense. (And all my needs and most of my wishes were taken care of anyway.)
It was definitely easier that way, too. My grades were almost always good, they would have had to pay me loads and how would they have reinforced the chores schedule? I was awfully stubborn, I probably would have told them to stuff the money and bought myself out of my duties.
Actually, I must have discussed this at some point, and I remember them saying that no one's paying *them* for every little thing they do around the house etc, so I must have questioned it at some point.
No, but really, I can undertand their reasoning. There's stuff you have to do, and there's just not a reward for everything. You have to learn to do things just because they have to be done.
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Date: Saturday, 11 April 2009 15:48 (UTC)no subject
Date: Saturday, 11 April 2009 19:38 (UTC)no subject
Date: Sunday, 12 April 2009 03:45 (UTC)They also have to pay for anything they break and anything that they don't actually need, but they get paid monthly interest on money they've saved.